Looking for an Affordable Home?

While the City of Eugene does not own, operate, build, or manage housing, we collaborate with non-profit and other affordable housing providers. Below is information for affordable housing and affordable housing providers in the area.

What is “Affordable” Housing?

Across the United States, housing costs are considered “affordable” if the monthly rent or mortgage, plus utilities, add up to no more than one-third (or 30%) of gross household earnings.

What is Area Median Income (AMI)?

Area Median Income, commonly referred to as “AMI,” is a federal calculation based on census data from every geographic area. The number matters a great deal when looking at affordable housing in Eugene – an area with a current AMI of $55,800 for a one-person household, or $79,600 for a four-person household (as of June 15, 2022).

Households earning less than that are very likely to be adversely affected by housing costs. Below is the 2022 AMI chart for the Eugene-Springfield area, by household size. Consider that many people who work, including full-time work, earn less than 100% AMI. This is why Eugene is concerned about income levels, housing affordability, and creating more units for people under 80% AMI.

2022 Eugene/Springfield HUD Income Based on Household Size (CDBG programs)

(Effective June 15, 2022)

% AMI1 Person2 Persons3 Persons4 Persons5 Persons6 Persons

Affordable Housing Providers

Cornerstone Community Housing - Committed to building quality, affordable housing for people living on limited incomes while offering services that promote opportunities for personal growth and economic independence.

DevNW - Our programs, services, and real estate development are designed to help communities and the people who live in them thrive. Our work ranges from the construction of affordable homes and advocacy for policy change to classes and one-on-one counseling that help people meet their own benchmarks for success.

Habitat for Humanity - Works toward our vision by building strength, stability, and self-reliance in partnership with families in need of decent and affordable housing. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage.

Homes for Good Housing Agency - We connect people with rental assistance and public housing. Our long-term efforts emphasize the creation of more affordable housing for low-income Lane County residents.

Mainstream Housing - Our mission is providing affordable housing options for people with intellectual and developmental disabilities.

ShelterCare - Provides compassionate housing and behavioral health services for individuals and families wanting a safe and stable home in our community.

Sponsors, Inc - Transforms lives and strengthens the community by providing life-changing opportunities for people with conviction histories. Sponsors offers a broad range of services—housing, employment, counseling, and mentoring—that people need to be successful.

St. Vincent de Paul of Lane County - Committed to providing comprehensive programs to alleviate poverty and help all individuals find a path out of poverty and into self-sufficiency with emergency and homeless services, and affordable housing.

Need additional help finding services?

Contact the United Way of Lane County

2-1-1info can assist with finding local community resources 

Other Community Resources

City of Eugene Business and Economic Development


Homebuying Foundations, DevNW

Fundaciones de Comprar Vivienda, DevNW

Homes for Good Housing Agency

Oregon Housing and Community Services (OHCS)

USDA Rural Development Housing Repair and Rehabilitation